Applying for Cadillac financing can be nerve-wracking, especially if your credit history isn’t stellar. However, the Fields Cadillac Jacksonville team can help you explore low-credit options for financing. If you’re worried about applying for a finance plan with less-than-perfect credit, here’s the info you need to know.
How Does Credit Impact Cadillac Financing?
Your credit score is a major factor in determining your eligibility for a financing plan. Our financial institutions will check your credit score to examine your payment history to ensure that you are a responsible buyer. While getting the best rates and offers is easier with a higher credit score, you can still find options with lower credit scores.
What Financing Options Are Available?
We work directly with credit unions and financers that offer low-credit options for drivers who need a vehicle. These financing plans typically have higher interest rates, but it means that you can sign for a new car without needing a stellar credit score. When you contact us to ask about financing options, make sure you ask about low-credit options and what terms will change.
What If I Want to Improve My Credit Score?
If you don’t need a vehicle right away or want better terms, there are several ways to improve your credit score. First, you should dispute and false credit report marks that impact your score. You should also pay any outstanding debt and keep your credit card usage to less than 30% per month.
Browse Low Credit Cadillac Financing Options in Jacksonville, FL
If you need more information about Cadillac financing or want to check your options, our team can assist you. Contact Fields Cadillac Jacksonville today to learn about our low credit financing plans!
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